PRIVACY POLICY

hellocheapskates.com "the provider" is committed to protecting your privacy. All information collected is used to process reports, registrations and to provide a more personalized user experience.

INFORMATION

The provider receives various types of information from the users who access the website. Provider makes every effort in order to ensure the protection of information received. Despite such effort, it is possible for communications to be intercepted. The provider and owners thereof will not be responsible for any damages users or any third party may suffer as a result of the transmission of confidential information that the user may make through the website, alternatively the user expressly or implicitly authorize the user to use, or for any error or changes made to any information. The user may visit the website without providing any personal information. In such instances the website host or server will collect the IP address of the user’s computer, but not any other distinguishing information. Provider assumes no obligation to protect the information and may copy, distribute or use such information for whatever purpose without limitation. In the event that the provider is approached by other third parties with an interest in identifying this sites visitors your contact information may be provided as per our mailing list to such third parties. The provider collects information about users on registration including the following: 1) Your email address 2) Name and title 3) Company name and registration number 4) Address 5) Telephone number 6) Fax number The information collected may be verified alternatively may be combined with data about our users that has been ascertained from other sources alternatively that may already be in the possession of the provider. The provider receives and stores all information the user enters into the website or gives to the provider, in any other way. The chooser may choose not to provide certain information, but that may limit the services or products that the user may wish to obtain from this provider. Provider provides its products and services in conjunction with its affiliates and subsidiaries. In this regard and unless specifically restricted the user , the user grants to the owners and non exclusive, royalty free, perpetual, irrevocable and fully licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display any information throughout the world in any media. The user information that is required by affiliates and subsidiaries to give effect to transactions that the user chooses to enter into is shared with those entities. When a user submits a report or listing on a “cheapskate” the following information will be required to be presented: 1) The correct name alternatively company name 2) Identity or passport number alternatively the company registration number 3) Physical address 4) Postal address 5) Email address 6) Cellular telephone number 7) Office alternatively home telephone number 8) Email address 9) Any other details the customer may have ( eg, Vehicle registration of the individual or company you wish to list) As a listed individual or Company who wishes to respond you need to send an email to respond@hellocheapskates.com For other questions related to updating or changing your account information, please send email to info@hellocheapskates.com For payments to respond, payments to resolve or any other payment related queries, including the various pricing amounts, please send an email to accounts@hellocheapskates.com . As a company who wishes to subscribe, please send an email to consultant@hellocheapskates.com If you wish to resolve and update a listing please send an email to resolve@hellocheapskates.com By using our website, you consent to the collection and use of this information by the owner of hellocheapskates.com

DISCLAIMER

The information contained in this website is for general information purposes only. The information is provided by the provider and whilst the provider endeavours to keep the information up to date and correct, the user makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. This website may contain links and/or advertisements to other websites maintained by us in addition to links to websites maintained by unrelated companies and persons. The company website does not endorse or accept any responsibility for that website, its content or use, or the use of products and services made available through such website. The provider not responsible for the actions, content, accuracy, opinions expressed, privacy policies, products or services provided in this website or through these links or made available through these resources or appearing in such websites, nor for any damages or losses, directly or indirectly, caused or alleged to have been caused as a result of your use or reliance on such websites. Any allegations made by users are not those of the provider, hellocheapskate.com. We are a mouthpiece for the user and views expressed are those of the user. The provider is not accusing any service provider, debtor or listed party of any wrong doing, misconduct or the like. The provider has no hidden agenda’s and ulterior motive. The website is a forum, relaying information. The use is therefore urged to respond timeously in order to communicate their view. Information in terms of section 70(1) of the National Credit Act, is not collected and listed by the service provider and service provider specifically confirms that it is not in anyway a credit bureau and all listings do not effect any persons credit rating whether listed or otherwise. The service provider is in no way a debt collector and the service provider in no way confirms that the information listed as being true and correct. The service provider does not list any persons on the site as a “cheapskate” and the service provider confirms that this site is purely a forum for users. The provider’s are fully exempt by the user for any damages sustained by any other user, listed debtor or third party for any reason whatsoever through the posting of any information that is deemed to be derogatory, defamatory or the like. Anyone, providing access to, or information relating to this website, whether by link or otherwise, is responsible for bringing these Terms of Use to the attention of the person receiving such access or information. Failure to do so will not result in liability for us. WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THIS WEB SITE OR ITS CONTENTS, WHICH ARE PROVIDED FOR USE "AS IS." WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, QUALITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THIS WEB SITE AND ANY WEB SITE WITH WHICH IT IS LINKED. WE DO NOT WARRANT THAT THIS WEBSITE, ITS SERVERS OR E-MAIL SENT FROM US WILL BE FREE OF ANY HARMFUL COMPONENTS (INCLUDING VIRUSES). WE ALSO MAKE NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE VIA THIS WEB SITE, OR ANY WEB SITE WITH WHICH IT IS LINKED, IS ACCURATE, COMPLETE, OR CURRENT. YOU ACCEPT THAT OUR SHAREHOLDERS, OWNERS, OFFICERS, DIRECTORS, EMPLOYEES AND OTHER REPRESENTATIVES SHALL HAVE THE BENEFIT OF THIS CLAUSE. ALL THE INFORMATION APPEARING ON THIS SITE IS PROVIDED WITHOUT A REPRESENTATION OR WARRANTY WHATSOEVER, WHETHER EXPRESSED OR IMPLIED. The information and all other materials on this website are provided for general information purposes only and do not constitute professional advice. It is your responsibility to evaluate (or take professional advice on) the accuracy and completeness of all information, statements, opinions and other material on this website or any website with which it is linked. Your statutory rights as a consumer, if any, are not affected by these provisions, and we do not seek to exclude or limit liability for fraudulent misrepresentation

TERMS AND CONDITIONS

DEFINITIONS

the terms "The Company", "we", "us" and "our" used in the context of these Terms of Use refer to the provider and Subsidiaries. The terms "you" and "your" when used in these Terms of Use means any visitor to this website.

REGISTRATION

By registering with hellocheapskates.com you are agreeing to provide accurate and current information including correct names, Identity or passport number ,Physical Address , Postal Address , email address , Cellular telephone number and office /home telephone number and to update your information if it changes. After registration you will receive an email to confirm that the email address you confirmed in your registration is controlled by you. Please click on the link to be activated as a user on hellocheapskates.com

AGREEMENT

Access to and use of this website and the information, materials, products and services available through this website are subject to all applicable laws and regulations in the Republic of South Africa, and to these Terms of Use. By accessing this website, the user agrees to abide by these Terms of Use which form a legally binding agreement. If you do not agree, please navigate away from this website These Terms of Use are subject to change from time to time, without notification. You should review these Terms of Use prior to using the website to ensure that you have a current understanding of the Terms of Use under which you are permitted use this website or it’s services. If you cannot access the Terms of Use via the Internet, a copy can be provided via email, on requests sent to info@hellocheapskates.com ACCESS TO THIS WEBSITE  AND THE USE OF INFORMATION, MATERIALS, PRODUCTS OR SERVICES PROVIDED THROUGH THIS WEB IS PROHIBITED, WHERE SUCH ACCESS VIOLATES APPLICABLE LAWS OR REGULATIONS

PRODUCT & SERVICES INFORMATION

All references on this website to information, materials, products and services apply to information, materials, products and services available in the countries or jurisdictions specified with respect to such information only, unless otherwise stated. Nothing in this website constitutes an offer to buy or sell our products or services in any jurisdiction.

OWNERSHIP

Unless otherwise indicated, this website and its design, text, content, selection and arrangement of elements, organisation, graphics, design, compilation, magnetic translation, digital conversion and other matters related to this website are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to, intellectual property) rights and are the property of the provider or it’s suppliers and the material is included with the permission of the rights owner and is protected pursuant to copyright and trademark laws. ALL

RIGHTS RESERVED.

The posting of any such elements on this website does not constitute a waiver of any right in such elements. You do not acquire ownership rights to any such elements viewed through this website. Except as otherwise provided herein, none of the these elements may be used, copied, reproduced, distributed, republished, downloaded, modified, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without our express prior written permission. Permission is hereby granted to the extent necessary to lawfully access and use this website and/or information, materials, products and/or services available on it to display, download, archive and print in hard copy, portions of this website on a temporary basis and for your individual use only, provided you do not modify the materials and that you retain any and all copyright and other proprietary notices contained in the materials.

TRADEMARKS

The Logo’s , all product names, all page headers, all custom graphics, all button icons, all trademarks, service marks and logos appearing on this website, unless otherwise noted, are service marks, trademarks (whether registered or not) and/or trade address  of  the Company (the "Marks"). All other trademarks, product names, company names, logos, service marks and/or trade dress mentioned, displayed, cited or otherwise indicated on the website are the property of their respective owners. You agree not to display or use the Marks in any manner without our prior written permission. You agree not to display or use trademarks, product names, company names, logos, service marks and/or trade dress of other owners without the prior written permission of such owners. The use or misuse of the Marks or other trademarks, product names, company names, logos, service marks and/or trade dress or any other materials contained herein, except as permitted herein, is expressly prohibited.

ENTIRE UNDERSTANDING, SEVERANCE AND WAIVER

These Terms of Use (together with our Privacy Policy) contain the entire understanding between you and us with respect to use of this website and no representation, statement, inducement oral or written, not contained herein shall bind any party to this agreement. However, our standard Product Terms and Shrink Wrap Software Licence shall apply in relation to purchase of any products and/or services from this website. Should any part of these Terms of Use for any reason be declared invalid by a court of competent jurisdiction, such determination shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of these Terms of Use had been eliminated. Our failure to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision nor of the right to enforce such provision.

LAW & JURISDICTION

These Terms of Use are made under South African law and this website is operated from South Africa, Hosted in the USA. Access to, or use of, this website or information, materials, products and/or services on this website may be prohibited by law in certain countries or jurisdictions. You are responsible for compliance with any applicable laws of the country from which you are accessing this website. We make no representation that the information, products or services available through this website are appropriate or available for use, sale or purchase in other locations outside South Africa.

CONTACT US

If you have any questions regarding these Terms of Use or any other matter, please contact us using the "Contact Us" navigation bar on this page.